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If you are collecting ANY sensitive information on your website including email and password, then you need to be secure. One of the best ways to do that is to enable HTTPS, also known as SSL (secure socket layers), so that any information going to and from your server is automatically encrypted. The prevents hackers from sniffing out your visitors’ sensitive information as it passes through the internet.
Hackers have devised numerous ways to steal important data which is then put to misuse. Sent from a malicious hacker trying to steal your confidential information. ... If the victim falls for the scam and enters his/her account details on the website, the details will actually go to the hacker's server instead of going to the bank and the hacker will have all the information that the victim has provided on the website and then he can misuse it the way he or she wants.
I have read this WordPress security checklist guide & found it useful for other readers too. WordPress Security Checklist 2020 - A Step by Step Guide This is about how to keep website safe as per WordPress security implementation guidelines from OWASP. You should bookmark this page for future reference. This is a very detailed post that will help you in doing full Security audit for your website.